h.way blog - Banking Our Way

Get more with your purchases: Discover h.way rewards - powered by Dosh

Have you ever wanted to get something in return for your purchases? Well, you're lucky! With h.way, you can do it with our amazing h.way rewards in collaboration with Dosh. Do you want to know how they work? Keep reading!

2023-12-04

Protect your identity and keep your finances safe with h.way

In today's digital world, the security of our identity has become more important than ever. Identity theft can have devastating consequences. From unauthorized access to your bank accounts to the misuse of your personal information. That's why we strive to provide the tools necessary to protect your personal data and financial well-being.

2023-12-04

Personal Finances vs. Football

Like a football team needs both forwards and defenders to win the game, we need to balance our savings and investments to achieve our financial goals. And, just like the team needs a good playbook to execute plays effectively, we need the right tools to manage our finances. This is where h.way comes in handy.

2023-12-04

Boost Your Bank Balance with Our Weekly Giveaway!

Are you ready to win $250 USD? We're excited to announce our weekly giveaway where you can boost your bank balance simply by reviewing our banking app on the Apple App Store or Google Play Store. It's easy, fun and could make you one of our lucky winners!

2023-12-04

The valuable money lessons from the parents of the h.way team

In honor of Father's Day, we asked our talented team to share the best money advice they received from their parents. These are the valuable financial lessons they passed on to us:

2023-12-04

Going Green with h.way

On World Environment Day, it is essential to recognize the growing concern about global climate change and the increasing emphasis on sustainability. At h.way, we are committed to promoting sustainable practices and making it easy for our customers to go paperless.

2023-12-05

Budgeting 101: How to Start Saving Money

Creating a budget and sticking to it is one of the most important things you can do to achieve financial stability. However, it can be a daunting task for many people, especially those who have never done it before. The good news is that with the h.way, budgeting has never been easier. Here are some tips to help you make the most of your money.

2023-12-04

From Gross to Net: Unraveling the Mysteries of Your Paycheck

Do you fully understand your paycheck and how to manage your income wisely? Understanding your paycheck is a crucial component for building financial capabilities, and in this blog, we will explore some essential factors you need to know.

2023-12-04

Why you and your money are safe with h.way

At h.way, we want to assure you that your money is safe with us. Our platform is FDIC insured for up to $250,000 USD, which means that your deposits and money are fully protected in the unlikely event of a bank failure.

2023-12-04

How inflation affects us and how to cope with its rise

US CPI data just came out; Inflation sits at 6,4%. Inflation is a common economic phenomenon that affects everyone, regardless of their financial status. It occurs when the prices of goods and services rise over time, reducing the purchasing power of money. This means the same amount of money you had a year ago can buy you fewer goods and services today.

2023-12-04

Lending money to family

Humans care for their own; it´s their nature, and that sometimes can include lending money to family members who are in need. But as much as we want to help our loved ones, lending money can lead to tricky situations. This blog post highlights unique perspectives on lending money to family and offers tips on avoiding potential issues.

2023-12-04

Advantages of having multiple accounts and debit cards

Managing finances can be daunting for any household, but it can be especially challenging for multigenerational households. However, utilizing multiple accounts and debit cards makes it possible to manage your finances better and make the most of your money.

2023-12-04

Data privacy day

This weekend is data privacy day and at h.way we believe data privacy is becoming an increasingly important topic in today's world, as more and more personal information is being collected, stored, and shared by various organizations. This is especially true for financial institutions, such as banks, which handle sensitive information daily.

2023-12-05

4 Ways to Measure Your Financial Health

Financial health is a daunting task for many. However, that's why we're here to help! Knowing how to be financially healthy may help set you up in the long run with success and stability.

2023-12-04

More than 12% of hispanic households do not have a bank account

Right now, our society is able to enjoy the benefits of the digital era: we can stay connected, and also have access to a ton of services (like banking services).Still… there are some social groups, such as Hispanic households, that do not have access to banking services so easily. This info is demonstrated by the latest survey conducted by the FDIC (Federal Deposit Insurance Corporation), which indicates that 12% of Hispanic households do not have a bank account.

2023-12-04

H.WAY IS NOT A BANK. BY USING THIS CARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. THE H.WAY PREPAID MASTERCARD IS ISSUED BY METROPOLITAN COMMERCIAL BANK (MEMBER FDIC) PURSUANT TO A LICENSE FROM MASTERCARD. “METROPOLITAN COMMERCIAL BANK” AND “METROPOLITAN” ARE REGISTERED TRADEMARKS OF METROPOLITAN COMMERCIAL BANK ©2014-2023. FROM TIME TO TIME, YOU MAY PROVIDE US WITH YOUR INFORMATION OR THE INFORMATION OF THIRD PARTIES. ADDITIONALLY, WE COLLECT INFORMATION THAT YOU GENERATE WHEN USING OUR SERVICES. THIS INFORMATION MAY BE SHARED WITH THIRD PARTIES FROM TIME TO TIME. FOR MORE INFORMATION, PLEASE READ OUR FULL PRIVACY POLICY HERE. LEAP FINANCIAL INC. IS A TECHNOLOGY SERVICES PROVIDER AND ADMINISTRATOR OF THE CARD PROGRAM. FOR CUSTOMER SERVICE CALL 1-844-684-6844. REGISTER YOUR CARD FOR FDIC INSURANCE ELEGIBILITY AND OTHER PROTECTIONS. YOUR FUNDS WILL BE HELD AT OR TRANSFERRED TO METROPOLITAN COMMERCIAL BANK, AN FDIC-INSURED INSTITUTION. ONCE THERE, YOUR FUNDS ARE INSURED UP TO $250,000 BY THE FDIC IN THE EVENT METROPOLITAN COMMERCIAL BANK FAILS IF SPECIFIC DEPOSIT INSURANCE REQUIREMENTS ARE MET AND YOUR CARD IS REGISTERED. SEE FDIC.GOV/DEPOSIT/DEPOSITS/PREPAID.HTML FOR DETAILS. FDIC INSURANCE DOES NOT PROTECT YOUR FUNDS IN THE EVENT OF H.WAY’S FAILURE OR FROM THE RISK OF THEFT OR FRAUD. NO OVERDRAFT/CREDIT FEATURE. FOR ANY QUESTIONS OR COMPLAINTS, CONTACT LEAPFINANCIAL INC. BY CALLING +1 844-684-6844, BY MAIL AT SOUTHWEST 28^TH TERRACE, SUITE 202, MIAMI, FL 33133, OR VISIT WWW.H-WAY.COM. FOR GENERAL INFORMATION ABOUT PREPAID ACCOUNTS, VISIT CFPB.GOV/PREPAID.